Millions of homes in the U.S. are uninsured. NPR wants to hear your story - BERITAJA

This aerial position shows residential tons cleared aft homes were destroyed successful the January 2025 Eaton Fire beside homes that are still opinionated successful Altadena, Calif. ROBYN BECK/AFP via Getty Images/AFP

ROBYN BECK/AFP via Getty Images/AFP

Even arsenic homeowners look much utmost upwind for illustration caller wildfires, floods and tornadoes, millions of them are foregoing location insurance, often owed to soaring costs.

When homeowners deficiency capable coverage, families and full communities are exposed to profound financial risks arsenic disasters strike.

BERITAJA wants to perceive about your experiences pinch location security companies, arsenic good arsenic the decisions you're making about sum arsenic premiums rise.

Your submission will beryllium governed by our wide Terms of Use and Privacy Policy. As the Privacy Policy says, we want you to beryllium alert that location whitethorn beryllium circumstances successful which the exemptions provided nether rule for journalistic activities aliases state of look whitethorn override privateness authorities you mightiness different have. We will not usage your submission successful our communicative until we person communicated pinch you and obtained your consent to usage the specifications that will beryllium published.